Bill Fay is a writer for Debt.org, focused mainly on news stories about the spending habits of families and government. He spent 21 years in the newspaper business and eight more in television and radio, dealing with college and professional sports, then seven forgettable years writing speeches and marketing materials for a government agency.
Understanding the Dangers and Benefits of Credit Cards in College
Credit cards: convenience or crutch? If you have one in college, it's important to know how to use it to your benefit—and not your financial undoing.