Bill Fay

Bill Fay is a writer for, focused mainly on news stories about the spending habits of families and government. He spent 21 years in the newspaper business and eight more in television and radio, dealing with college and professional sports, then seven forgettable years writing speeches and marketing materials for a government agency.


Understanding the Dangers and Benefits of Credit Cards

Credit cards: convenience or crutch? Know how to use yours to your benefit--and not your financial more