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NJCLASS Loans (New Jersey College Loans to Assist State Students)

Sponsored by: New Jersey Higher Education Student Assistance Authority

Undergraduate and graduate students or parent(s), legal guardian, spouse or relative may borrow for each student per academic year. New Jersey students must be enrolled at least half-time, at an approved school in New Jersey or outside of New Jersey. Out-of-state students must be enrolled at an approved New Jersey school. Applicants must be citizens or eligible non-citizens of the United States for at least six months prior to filing an application. Students also must be making satisfactory progress towards a degree.


Application Deadline None
Scholarship, Grant, Fellowship or Contest Loan
Award Coverage Maximum award: difference between any other resources and cost of education
Awarded every year? yes
Renewable based on program eligibility and being credit worthy.
Must be repaid? yes
Required to attend a specific school? no



Max $500
Average $500
Min $500

Contact Information

Cathleen Lewis
Assistant Director
New Jersey Higher Education Student Assistance Authority
4 Quaker Bridge Plaza
P.O. Box 071
Hamilton, NJ 08608 United States

Phone: (800) 792-8670

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