How to Land a Job in Financial Technology

"If you have a mind for innovation, technology, and challenging the status quo, financial technology might be a great first step in your professional career."

Congratulations! You just earned your degree and have now been introduced to the (daunting) task of landing that first job. If you have a mind for innovation, technology, challenging the status quo, and simply making people’s lives easier, FinTech—aka financial technology—might be a great first step in your professional career. FinTech refers to startups and companies that are building and using technology to disrupt the financial services industry. Successful FinTech companies are focused on different aspects of financial services, such as online lending, peer-to-peer payments, and investments and savings. With its growing popularity, FinTech is certainly an awesome industry to begin your career. But how do you get into FinTech? You will find that although you have graduated, school is likely to continue. Finding a great job requires many of the same things that you have been doing for the past four years: getting an education, conducting research, doing your homework, and networking—except this time you are immersing yourself in FinTech. Here are five steps to help you land your first job in FinTech:

Do your homework

FinTech is a buzzword you may have heard at college recruiting events or job fairs, or in your campus career center, yet the industry is quite large and there are many different segments within it. Before you begin any job search, you should research the history of the industry (or industries) you are looking to enter, how the industry has evolved, and what its future looks like. If your industry research ignites an interest in FinTech, then you can really dig in and focus on the consumer needs and companies driving the FinTech industry.

As an emerging industry, FinTech sees a vast number of companies starting up in the sector every year, so you need to home in on companies that give you the best chance to get in the door. The next step is to gather data on the top companies in FinTech and work to gain a solid understanding of the consumer problems they are focused on and the products or services they offer to solve them. In your research, it is important to learn what that company does and how are they doing it, as well as who is leading the team. If the company is an early-stage startup, then you will also want to make sure that the company has solid financial backing and an experienced board or management team. As a recent college grad with limited experience, you may feel you don’t have the privilege to be selective in your companies, but that is not true. At this stage, you must be discerning and focus on the companies that align with your interests and give you the best chance to be successful.

Related: An Easy 7-Step Guide to Finding a Job After College

Follow your motivations

As you look for jobs after college, you may feel full of knowledge and enthusiasm but self-conscious that you don't have the skills or experience to compete with other candidates. Remember that most college graduates are running low on experience and you are all in the same proverbial boat. The key to landing that first job is relying on what you do have: motivation. Once you have committed your focus to a career in FinTech, then you need to tap into what drives you and use it to your advantage. I have learned that college graduates have much more to contribute than they believe, and you are no different. FinTech is about innovation and disruption; and in order to be successful, companies are looking for candidates who are self-motivated, driven, and have the willingness to observe, listen, and learn. If you can then apply your own brand of innovative thinking to what you have learned, then you will make a great asset to any FinTech company.

Align your skills to the FinTech industry

Once you understand that FinTech is an industry that prides itself on innovation, take the time to identify and describe the skills and experience you have acquired (through course work, projects, internships, work experience, volunteer experience) and apply it to your job search. My recommendation is that you make a list of all the school projects and work experiences that you have been involved in, outline bullet points on the skills that you learned from those experiences, and then align those skills to the job description of the FinTech companies on your short list. For example, have you ever led a specific class project that used new technologies to solve a traditional problem? List that project on your résumé. Did you ever have a disruptive idea and implemented it to solve a real problem and make something better? List that on your résumé too. Because you may not have direct FinTech experience, you must do your best to prove that you have the skills and the thinking needed to thrive within the FinTech community.

Work your network

Many times, it’s all about who you know that will help you land that first job after college. As a college grad, you have probably relied heavily on social media for study groups and personal connections. It’s now time to expand your social network for professional support. The first step is to join LinkedIn to begin building professional connections with companies and professionals in FinTech. Your goal is to develop your own personal brand (focused on seeking a FinTech position) by revising your résumé details (for your LinkedIn profile) and then post in your social networks. And don’t be shy about asking individuals for advice, referrals, or connections to get where you want to be in FinTech industry. At the end of the day, people will open their doors to individuals who have positive referrals or references. A solid network is the key to opening those doors.

Related: How to Start Networking: Top Tips and Tricks

Financial technology is a booming business that will be a valuable life path to take if the field interests you. It may take a lot of specific skills to break into, but it’s an attainable career that can also be really enjoyable. By working through these five steps, you will give yourself the best opportunity to land your first job in FinTech.

Explore other career possibilities with the advice in our Internships and Careers section.

Like what you’re reading?

Join the CollegeXpress community! Create a free account and we’ll notify you about new articles, scholarship deadlines, and more.

Join Now


About Debra Tenenbaum

Debra Tenenbaum

Debra Tenenbaum is responsible for leading the human resources and internal communications functions at YapStone, focusing on the enablement and engagement of YapStone employees. With over 20 years of business leadership, human resources, and executive coaching experience, Debra has led a number of high-growth technology companies, including SGI, Netscape, and Loudcloud/Opsware, through corporate acquisitions and IPOs. Most recently, Debra was the Chief Learning Officer at Epicor Software where she focused on cultivating management and employee development. Debra received a master’s degree in HROD from the University of San Francisco and a BA from the University of California at Santa Barbara.


Join our community of
over 5 million students!

CollegeXpress has everything you need to simplify your college search, get connected to schools, and find your perfect fit.

Join CollegeXpress
Makiyah Murray

Makiyah Murray

High School Class of 2021

The college application process has been a stressful one, but CollegeXpress has eased some of that stress with its readily available college resources. At the beginning of the process, I frequently used the college search feature, and now that I’m almost done applying, I’ve started using the scholarship search. Both of these resources have made it easier to find relevant information.

Hannah Nelsen

Hannah Nelsen

High School Class of 2022

CollegeXpress has helped me look at colleges that fit my interests by taking my profile and matching it to colleges that have the programs I'm looking for. It has the ability to connect me to colleges so I can be contacted by them and look at them more in-depth to find what's right for me. Additionally, the scholarship database is super beneficial for getting scholarships for college. Not only does it help lift the financial burden of college but it shows all the opportunities available. Overall, CollegeXpress has been very helpful to me.

Josiah Kegg

Josiah Kegg

High School Class of 2021

I want to sincerely thank you all for this amazing website that's legitimately helped me find so many different scholarship opportunities. I've been stressing out for the longest time about paying for college since I would rather stay out of debt and have been working days trying to find any scholarship opportunity. When I found CollegeXpress, I discovered many easy scholarships that have given me hope for the future. Thank you and God bless!

Ana Sophia Garcia-Cubas Assemat

Ana Sophia Garcia-Cubas Assemat

$10,000 Scholarship Winner, 2020

CollegeXpress has been an instrumental resource for my scholarship search and has given me the opportunity to try my best so I can graduate from college debt-free.

Ida Akoto-Wiafe

Ida Akoto-Wiafe

High School Class of 2022

I wanted a school that wasn't too far away from home and could provide me with a full-ride scholarship. CollegeXpress helped me put into perspective the money I had to pay to attend those schools, which ultimately drove me to choose to attend a community college first to get used to being in college before transferring to the University of Michigan–Ann Arbor, one of the colleges I was able to research further on CollegeXpress.

College Matches

Colleges You May Be Interested In

Texas Tech University

Lubbock, TX

Michigan State University

East Lansing, MI